Put capital behind real assets.
Supply USDC to a transparent, fully-collateralised loan book — backed by insured, vaulted, graded collectables at a conservative loan-to-value. This is the asset class banks never banked.
Yield from real borrower demand.
- 01
Supply USDC to the book
Deposit USDC into the lending pool. Your capital funds over-collateralised loans against vaulted, graded cards.
- 02
Earn from borrower interest
Borrowers pay ~20% APR on 30–90 day terms. That interest accrues to lenders, net of protocol fees — paid in USDC.
- 03
Protected by collateral & auctions
Every loan is capped near 20% LTV. On default, a 7-day grace period precedes an orderly auction; proceeds repay the loan first.
- 04
Stay liquid & transparent
Track utilisation, LTV and collateral in real time. Withdraw available liquidity subject to book utilisation.
Built conservative on purpose.
- ~20% LTV buffer. Collateral can fall 80% before a loan is underwater.
- Daily mark-to-market. The AI valuation engine reprices collateral against live comps every day.
- Auction backstop. Liquidations are orderly; surplus above debt returns to the borrower.
- Insured, audited custody. Brinks-vaulted, fully insured, audited monthly.
- Authentication AI. Every slab is checked for tampering and counterfeits before it backs a loan.
| Collateral | Loan | LTV | Status |
|---|---|---|---|
| Lugia PSA 10 | $8,400 | 20% | Active |
| Charizard PSA 9 | $22,100 | 19% | Active |
| Umbreon PSA 10 | $1,960 | 20% | Active |
| Blastoise PSA 9 | $1,180 | 18% | Repaid |
Banking what banks couldn't.
A $10B+ graded market
PSA alone has graded tens of millions of cards. Graded collectables are liquid, authenticated and globally traded — ideal collateral.
Low correlation
Trophy collectables historically move differently from equities and crypto — diversifying a lender's yield.
Real liquidation rails
Deep auction markets mean defaulted collateral can be sold quickly at transparent prices — the backstop that makes lending safe.
Deploy capital into the vault.
Institutional tickets and strategic partnerships welcome.
All figures illustrative for preview only. Not an offer of securities, not investment advice, and not a guarantee of returns. Participation is subject to eligibility, verification and applicable law.